January 10, 2026

Hi, I’m Seth. The new manager here at Capital Crossings. After having looked at the books, I suspect that renters here may be paying more per month than they need to.
One family was paying $400 more than they needed. To see if you qualify for a reduced rate, will require leaving the traditional renter pathway.

Pathway #1: Traditional Rent
The current renter pathway has renters coming in at a low introductory rent rate then increasing to market rent over the next few years.
Most have not been told that they needed to switch pathways after 6-9 months of occupancy to see if they qualify for the lowest monthly costs.

Pathway #2: Use your rent money towards ownership
The other pathway is to apply for financing and convert to ownership. Because many of you were not told of this,
I have secured permission to offer those that qualify some really great options to help you transition. Crazy options like:
YES will pay the down payment, a kitchen upgrade, $2500 off the purchase price, new appliances, a carport, new carpet,
a set of HexClad pots and pans from Gordon Ramsey, THREE FREE MONTHS RENT. These are all options - some of these can stack.

I do not know how much (if any) you can save - To get the hard numbers I need you to submit a formal inquiry.
As a gift, just for asking “How much will my house cost monthly?” we will give you a free duct cleaning and efficiency sealing to maximize furnace/AC efficiency.

Four families at CapCrossings have saved $100-400 already. And this is my first week here.

Take a minute and submit the request and then we can talk.
My cell is (563) 538-5236 - text me anytime.

There are Three ways to submit your request right now from your living room.
First Option: Instant Decision, Fast, 90-sec Prequal with no hard credit pull:
Submit Request to Zippy Mortgage

Second Option: Backup application for those that get denied at Zippy or want a second percentage rate option. No Min Credit Score but longer application. (Use dealer 4749.310 as the dealer code)
Submit Request to 21st Mortgage

Third Option: for those that get denied at both Zippy and 21st:
Submit Request to AutoMHatic Mortgage

FAQ:
What about repairs?
The real cost is if a furnace/ac/water heater needs to be replaced. We can recommend an appliance protection program like Consumers, or Allianz. For a few dollars a month you can protect those high dollar items.

What about leaving?
Two easy options. One… walk back in the office when you are ready to leave and say, Hey, Seth, sell my house. Give me about 60 days and hopefully you walk away with money in your pocket. No renter does that. Two… if you gotta get out quick. We have a buyback option where we may buy the house from you or from the mortgage company.